Finance your invoices & trade receivables in 24 hours
100% online automated analysis
Invisible process: no invoice transfers
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Forget about complex old processes, discover a financing experience in a few simple steps
Apply for financing in 2 minutes and a few clicks, get an offer in 48 hours
Financing tailored to your company's needs
Import your invoices directly into your Karmen space in just a few clicks.
Financing my billsOnce the invoice has been imported, you receive the exact invoice amount directly into your account.
Once the invoice has been paid, Karmen automatically detects the payment and deducts the amount to close the loan.
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To be eligible for Karmen financing, you must have at least :
- Company based in mainland France
- Company tenure > 1 year
- Last 12 months'sales > €300,000
- Positive shareholders' equity on the liabilities side of the last balance sheet
Karmen recently raised 100 million euros in debt from Fasanara Capital.
That's why Karmen offers competitive financing terms.
Read our press release for more details.
The cost of Karmen financing depends on the company's risk profile.
This is an overall cost on the amount financed. It varies between 0.9% and 1.2% per month, depending on the repayment period.
There are no hidden fees and we do not require a deposit.
Karmen is a Fintech redefining access to financing for all French companies.
Karmen enables companies to obtain a loan in 48 hours and in just a few clicks, thanks to a 100% online financing application.
1. Apply for funding from Karmen.
2. Transmit your banking and accounting information to the Karmen platform.
3. Receive a financing offer in less than 48 hours.
4. Repeat as many times as your growth requires.
Absolutely. You are 100% free to use the capital financed by Karmen as you wish.
No, the Karmen funding application is free. It only takes a few minutes to register and your funding application can be approved within 48 hours.
