Short-term loan
1 to 24 months
Release in 48 hours
100% online process
0 booking fees
Transparent offer without warranty
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Access financing in just a few clicks thanks to a 100% digital solution
Get an answer in 2 minutes, and a 48-hour financing offer from our credit experts.
Tailor-made financing, based on your company's real-time financial data
Apply for financing in just a few clicks, from a quick form.
Get a pre-eligibility reply immediately.
Create your Karmen account, import your bank transactions and billing tools.
Apply for financing directly from your customer area.
Using the data collected, we assess the company's risk and work with you to build the best possible financing offer.
Once the offer has been validated, you receive the funds directly into your bank account.
The commission is deducted from the amount disbursed.
In this way, you actually "pay" the commission on the last monthly instalment, once growth has been generated.
This has the effect of making the cost of financing painless for your cash flow.
To be eligible for Karmen financing, you must have at least :
- Company based in mainland France
- Company tenure > 1 year
- Last 12 months'sales > €300,000
- Positive shareholders' equity on the liabilities side of the last balance sheet
Karmen recently raised 100 million euros in debt from Fasanara Capital.
That's why Karmen offers competitive financing terms.
Read our press release for more details.
The cost of Karmen financing depends on the company's risk profile.
This is an overall cost on the amount financed. It varies between 0.9% and 1.2% per month, depending on the repayment period.
There are no hidden fees and we do not require a deposit.
Karmen is a Fintech redefining access to financing for all French companies.
Karmen enables companies to obtain a loan in 48 hours and in just a few clicks, thanks to a 100% online financing application.
1. Apply for funding from Karmen.
2. Transmit your banking and accounting information to the Karmen platform.
3. Receive a financing offer in less than 48 hours.
4. Repeat as many times as your growth requires.
Absolutely. You are 100% free to use the capital financed by Karmen as you wish.
No, the Karmen funding application is free. It only takes a few minutes to register and your funding application can be approved within 48 hours.
Short-term loan
1 to 24 months
Loan release in 48 hours
100% online process
0 processing fee
Transparent offer without warranty
Access your funds in just a few steps with our 100% digitalized solution
A 48-hour response with a financing offer from our credit experts
Customized financing fully adapted to your company's growth needs
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Apply for financing in 3 clicks and receive immediate pre-eligibility
2mn
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Create your Karmen account and transmit your accounting and banking information.
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Once the offer has been validated, you receive the funds directly into your bank account.
48h
To be eligible for Karmen financing, you must have at least :
- Company based in mainland France
- Company tenure > 1 year
- Last 12 months'sales > €300,000
- Positive shareholders' equity on the liabilities side of the last balance sheet
Karmen recently raised 100 million euros in debt from Fasanara Capital.
That's why Karmen offers competitive financing terms.
Read our press release for more details.
The cost of Karmen financing depends on the company's risk profile.
This is an overall cost on the amount financed. It varies between 0.9% and 1.2% per month, depending on the repayment period.
There are no hidden fees and we do not require a deposit.
Karmen is a Fintech redefining access to financing for all French companies.
Karmen enables companies to obtain a loan in 48 hours and in just a few clicks, thanks to a 100% online financing application.
1. Apply for funding from Karmen.
2. Transmit your banking and accounting information to the Karmen platform.
3. Receive a financing offer in less than 48 hours.
4. Repeat as many times as your growth requires.
Absolutely. You are 100% free to use the capital financed by Karmen as you wish.
No, the Karmen funding application is free. It only takes a few minutes to register and your funding application can be approved within 48 hours.
