Karmen x TheTribe

Simple

Forget about complex old processes, discover a financing experience in a few simple steps

Fast

Apply for financing in 2 minutes and a few clicks, get an offer in 48 hours

Responsive

Financing tailored to your company's needs

Enter your sales to assess your financing capacity

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Your estimated financing capacity

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Financing request

How does it work?

1

Test your eligibility

Fill out the form to evaluate your egilibility

Test my eligibility

2

Connect your accounts to our platform

Karmen integrates natively with your financial tools to analyze your business and propose a financing offer in just a few days.

Test my eligibility in 2 minutes

3

Access your funds within 48 hours

Receive the funds directly into your bank account, invest as you wish in your growth.

Repeat the operation as many times as you like.

Apply for financing

Frequently asked questions

What are Karmen's eligibility criteria?

To be eligible for Karmen financing, you must have at least :

- Company based in mainland France

- Company seniority > 2 years

- Last 12 months'sales > €300,000

- Positive shareholders' equity on the liabilities side of the last balance sheet‍

Where does my Karmen funding come from?

Karmen recently raised 100 million euros in debt from Fasanara Capital.

That's why Karmen offers competitive financing terms.

Read our press release for more details.

How much does a Karmen financing cost?

Unlike banks, Karmen financing operates without interest rates.

We take a fixed, transparent commission on the total amount financed.
The commission varies between 0.9% and 1.1% per month, depending on the repayment term, the amount and your company's score.

No warranty and no hidden costs.

With Karmen, you'll always have a clear picture of your financing costs and payment schedule, before you sign anything.

What is Karmen?

Karmen is a Fintech redefining access to financing for all French companies.

Karmen enables companies to obtain a loan in 48 hours and in just a few clicks, thanks to a 100% online financing application.

How does Karmen work?

1. Apply for funding from Karmen.

2. Transmit your banking and accounting information to the Karmen platform.

3. Receive a financing offer in less than 48 hours.

4. Repeat as many times as your growth requires.

Can I use my Karmen funding as I wish?

Absolutely. You are 100% free to use the growth capital funded by Karmen as you wish.

Is there a fee for applying for funding?

No, the Karmen funding application is free. It only takes a few minutes to register and your funding application can be approved within 48 hours.

Unleash your growth potential