The business loan to finance your working capital and inventory.
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You pay your suppliers months before your customers pay you. This constant cash outlay slows down your operations and holds back your sales.
The risk : Limited revenue despite a full order book, due to an inability to fulfill sales.
Launching marketing campaigns requires spending money before generating sales. You have to wait until you make sales before you can reinvest your profits in customer acquisition.
The risk: Restricted growth and lower net profitability ahead of a peak in business activity
Launching development projects or expanding internationally requires immediate access to funds, which banking cycles do not allow.
The risk: Missing out on additional margins and watching opportunities go to the competition.
Karmen Loan is a financing solution designed to complement your bank’s services for your short-term needs (marketing, inventory, working capital, growth). With just a few clicks and within 48 hours, access the funds you need to grow your business.
The benefit: Karmen supports you over the long term with increasing funding and a dedicated team.
Get funded
100% digital to get your line of credit approved within 48 hours. Personalized support for a loan with no delays or complications.
Repayment terms tailored to your business cycle. Long-term support, with recurring and increasing financing.
No hidden fees and no prepayment penalties. Non-dilutive financing—you retain 100% control.
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Apply for financing in 3 clicks and receive immediate pre-eligibility
2mn
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Create your Karmen account and transmit your accounting and banking information.
8mn
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Once the offer has been validated, you receive the funds directly into your bank account.
48h
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