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Karmen is redefining access to financing

Our mission is to simplify business loans and make them instantly available to every entrepreneur.

2021
Created by Karmen
600 M€
funding requests
100 M€
funds raised through debt
+ 1000
funded companies

Financing growth is (finally) becoming instantaneous

A Message from the Co-Founders

"SMEs are the engine of the economy, but when it comes to securing financing, they still face endless, opaque, and time-consuming processes .

Frustrated by this lack of agility, we founded Karmen in 2021. Analysis in a matter of days. Financing in a matter of hours. A dedicated point of contact. Integration with the tools SMEs already use. We give business leaders back the visibility and speed they deserve to finance their growth.

‍Why?
To transform the European financial landscape by offering financing that complements banks—faster, more transparent, and more accessible."

The values that define the DNA of Karmen

Karmen logo advantage

Accessible

We want to democratize access to financing for companies

Quick logo

Innovative

We want to change financing models in an ultra-regulated sector

Flexible logo

Agile

We are flexible and adaptable to meet the needs of every executive

Backed by leading investors and industry players
AriseHealth logoOE logo2020INC logoThe Paak logoEphicient logo

Business financing, made simple

Join the Karmen adventure!