New :Karmen takes over Silvr activities
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Offer instant financing to your customers viaour embedded finance API

Integrate a white-label or gray-label credit solution to enhance your offering. Boost the growth of your business clients with instant access to financing for inventory, working capital, invoice advances, marketing, and recruitment.

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Embedded Financing Karmen

Smart capital for your community

Our solution is fast, flexible and API-based so your customers can finance themselves with just a few clicks

Generate additional income

Through our revenue sharing program for our partners

Improve your customer retention

Differentiate your offer from your competitors. Help your customers to grow, and accompany them on the long term

Simply offer financing Karmen

Referral

Would you like to try a financing offer with no integration required? Our referral program allows you to do just that.

< 1 semaine

Hosted

With Karmen, easily deploy a hosted course that reflects your image, whether white label or not!

< 2 semaines

API

Want more control over your merchants' experience? Use Karmen's API to create a customized user journey.

Deployment in 1 month

Become a partner

Solve your customers' cash flow problems with Karmen

Karmen on Qonto financing hub
Use case: Karmen x Qonto
See how Karmen integrates with Qonto
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An integrated financing solution made easy

Customized integration

From a simple co-branded landing page to a complete API, Karmen adapts to your processes and resources

Fast

Data collection and automated credit analysis by API, financing granted in 48 hours.

Responsive

Karmen meets all your customers' financing needs: WCR, invoice payment, inventory... 

Simple

Native and simple integration into your user journey

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Integration with your existing model

1

Connect via the API to collect scoring data and apply for financing instantly

2

Karmen launches data analysis and formulates its financing offer to the customer within 24 hours

3

The funds are sent directly to the company's bank account within 48 hours and the operation can be repeated as and when required

Help your clients to access financing themselves

+27% increase in sales

observed by our customers 3 months after the financing

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