NEW: Karmen Forecast, manage your cash flow forecasts easily

Growth financing for your business

Finance your growth with an instant line of credit.
Fast. Flexible. Non-dilutive.

Get funded

Our financing is adapted
to your needs

Pay back at your own pace

Fixed or variable terms according to your needs

Stay in control

Karmen Grow is 100% non-dilutive, with no hidden fees

Simple and fast

Create an account in less than 5 minutes, unlock your credit line within 48 hours

Develop yourself serenely

Karmen supports you over the long term, with recurring and growing funding

Get funded

Who should receive the funding?


Finance your growth on key expenses: marketing, recruitment, etc.

Digital companies

Reduce your WCR by extending your payment terms with your suppliers


Finance your expenses to stimulate your growth: inventory, marketing budget, recruitment, etc.

We adapt to your cash flow needs

Flexible credit lines, 6 to 12 months, renewable from the following month

Get funded

Fixed and linear repayments

No surprises, you control your monthly repayments in advance

Variable reimbursements, depending on your sales

You repay a predetermined percentage of your weekly sales
Your repayments decrease if your sales decrease

Karmen Eligibility Criteria

Eligibility Criteria

  • French company

  • Minimum 9 months in business

  • +300K€ of annual turnover

  • Positive equity, clean payment history

Subscribe in 3 easy steps


Test your eligibility in 30 seconds


Connect your accounts to our platform


Access your funds in 48 hours

We have financed over 200 companies like yours.

"We recorded a +35% growth following the Karmen financing"
Manon, Co-founder
"What makes the difference is the combination of responsiveness and non-dilution".
Caue, Co-founder
"Karmen helped us finance a production to relieve working capital."
Romain, Co-founder

Join the entrepreneurs who already trust us

Get funded