NEW: Karmen Forecast, manage your cash flow forecasts easily

Finance all your invoices
with Karmen

Karmen pays your suppliers today, you pay back when you want.

Finance your invoices

Don't let your working capital limit your growth

Split out your major expenses

Avoid stock-outs, don't wait to sell to reorder

Don't pay your suppliers with your company's cash flow

Negotiate discounts by paying cash and in bulk

Get funded

Flexible and recurrent credit lines

Lines of credit associated with your supplier invoices, for 3-6 months each.

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Import your supplier invoices

Karmen pays your invoices for you

Repay Karmen in the time frame you want, up to 6 months

Repeat as many times as you like until you reach your credit limit

Karmen Eligibility Criteria

Eligibility Criteria

  • French company

  • Minimum 9 months in business

  • +300K€ of annual turnover

  • Positive equity, clean payment history

Subscribe in 3 easy steps


Test your eligibility in 30 seconds


Connect your accounts to our platform


Access your funds in 48 hours

We have financed over 200 companies like yours.

"We recorded a +35% growth following the Karmen financing"
Manon, Co-founder
"What makes the difference is the combination of responsiveness and non-dilution".
Caue, Co-founder
"Karmen helped us finance a production to relieve working capital."
Romain, Co-founder

Join the entrepreneurs who already trust us

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