New : KARMEN Factor, finance your B2B customer invoices in just a few clicks

Finance all your invoices
with Karmen

Karmen pays your suppliers today, you pay back when you want.

Finance your invoices

Don't let your working capital limit your growth

Split out your major expenses

Avoid stock-outs, don't wait to sell to reorder

Don't pay your suppliers with your company's cash flow

Negotiate discounts by paying cash and in bulk

Get funded

Flexible and recurrent credit lines

Directly linked to your supplier invoices, over 3-6 months each.

Get funded

Import your supplier invoices

Karmen finances your invoices

Repay Karmen according to your schedule

Repeat up to the ceiling

Karmen Eligibility Criteria

Eligibility Criteria

  • French company

  • Minimum 9 months in business

  • +300K€ of annual turnover

  • Positive equity, clean payment history

Subscribe in 3 easy steps


Test your eligibility in 30 seconds


Connect your accounts to our platform


Access your funds in 48 hours

We have financed over 300 companies like yours.

"We recorded a +35% growth following the Karmen financing"
Manon, Co-founder
"What makes the difference is the combination of responsiveness and non-dilution".
Caue, Co-founder
"Karmen helped us finance a production to relieve working capital."
Romain, Co-founder

Join the entrepreneurs who already trust us

Financing my growth
Blue confidence