Modern factoring to convert your B2B customer invoices into available cash.
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E-commerce platforms impose payment delays that tie up your cash even though your products have already been sold. You’re stuck dealing with the sluggishness of marketplaces instead of turning over your inventory.
The risk : Running out of stock and being unable to restock, leaving the field open to your competitors.
Your suppliers demand prompt payment, while your customers pay you in 30, 45, or 60 days. This cash flow gap forces you to dip into your personal savings.
The risk: Having to turn down new orders or damage your relationships with suppliers due to a lack of immediately available cash.
Waiting for your customer invoices to come due puts a strain on your working capital and slows down your day-to-day operations. Your money is tied up in your customers' accounts.
The risk: Cash flow constraints that hinder your day-to-day operations and prevent you from seizing growth opportunities.
Karmen Factor turns your outstanding invoices into cash to finance your working capital. Your business no longer has to deal with late payments. Your credit line grows along with your revenue, without the rigid limits of traditional factoring.
The advantage: It’s 100% invisible to your end customer, so you retain control over your business relationships.
Financing my bills
Karmen Factor eases your cash flow by financing your customer invoices as soon as they are issued. Repay in 30, 60, or 90 days
100% online process, sign up in 5 minutes, pre-approval in 2 minutes, response and funds released within 48 hours.
100% transparent, with no hidden fees. Long-term support with financing tailored to your needs
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Apply for financing in 3 clicks and receive immediate pre-eligibility
2mn
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Create your Karmen account and transmit your accounting and banking information.
8mn
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Once the offer has been validated, you receive the funds directly into your bank account.
48h
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