Short-term business financing to turn your cash flow needs into growth opportunities.
.png)
.png)
.png){kind=logo}
%20(1)%201.png){kind=logo}
.png)
You pay your suppliers months before receiving payment from your customers. This constant cash outlay slows down your operations and hinders your growth.
The risk : A full order book but no sales, depriving you of any additional profit margin.
Launching marketing campaigns requires spending money before generating sales. You’re funding tomorrow’s growth with today’s cash instead of reinvesting your profits.
The risk: A stalled acquisition just before a peak period of activity.
A buyout or a new deal requires immediate access to funds. If you can’t come up with the cash right away, the opportunity will go to a competitor.
The risk: Having to abandon a development project or international expansion.
Karmen Loan is a financing solution designed to complement your bank’s services for your short-term needs (marketing, inventory, working capital, growth). In just a few clicks and within 48 hours, your next growth initiative is funded.
The benefit: Karmen supports you over the long term with increasing funding and a dedicated team.
Get funded
100% digital—get your line of credit approved within 48 hours. Short-term financing with no delays or complications.
Repayment terms tailored to your business cycle. Long-term support, with recurring and increasing financing.
No hidden fees and no prepayment penalties. Deferred repayment is available to help you manage your cash flow.
.png)
Apply for financing in 3 clicks and receive immediate pre-eligibility
2mn
.png)
Create your Karmen account and transmit your accounting and banking information.
8mn
.png)
Once the offer has been validated, you receive the funds directly into your bank account.
48h
.png)
.png)
