New : KARMEN Factor, finance your B2B customer invoices in just a few clicks

Growth financing for your business

Finance your growth with an instant line of credit.
Fast. Flexible. Non-dilutive.

Financing my growth

Financing that adapts to your needs, not the other way around.

Pay back at your own pace

Fixed or variable terms according to your needs

Stay in control

Karmen Grow is 100% non-dilutive, with no hidden fees

Simple and fast

Create an account in less than 5 minutes, unlock your credit line within 48 hours

Develop yourself serenely

Karmen supports you over the long term, with recurring and growing funding

Get funded

We adapt to your cash flow needs

Flexible credit lines, from 3 to 12 months, renewable as early as the following month

Obtaining cash

1. Fixed and linear repayments

No surprises, you control your monthly repayments in advance

2. Variable reimbursements, depending on your sales

You repay a pre-determined percentage of your weekly sales.
Your repayments decrease if your sales fall.

Karmen Eligibility Criteria

Eligibility Criteria

  • French company

  • Minimum 9 months in business

  • +300K€ of annual turnover

  • Positive equity, clean payment history

Subscribe in 3 easy steps


Test your eligibility in 30 seconds


Connect your accounts to our platform


Access your funds in 48 hours

We have financed over 300 companies like yours.

"We recorded a +35% growth following the Karmen financing"
Manon, Co-founder
"What makes the difference is the combination of responsiveness and non-dilution".
Caue, Co-founder
"Karmen helped us finance a production to relieve working capital."
Romain, Co-founder

Join the entrepreneurs who already trust us

Financing my growth
Blue confidence