Directory of Family Offices in France
- Definition of family offices
- Key market figures
- List with detailed contacts
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The family office sector in France is attracting increasing interest from wealthy families. If you have a substantial estate, you may be wondering how best to organize it, enhance its value and ensure that it is passed on to future generations. Faced with increasingly complex tax rules, tangled family issues and the need to diversify assets, a family office is a tailor-made partner. But what does it actually do? How does it differ from conventional wealth management? Let's take a look at this high-level wealth management solution.
If you're exploring the structured management of your wealth, the term family office has no doubt already come to mind. In France, a family office is defined as an independent structure specializing in the overall management of a family's assets - be they securities, real estate, alternative investments or even philanthropy. Our main mission: to preserve, develop and organize all your assets, taking into account not only your needs, but also those of your children and grandchildren.
There are two main families:
His role goes far beyond financial management: he advises you on tax matters, inheritance, innovative investments and the practical organization of day-to-day family life, sometimes including high-end concierge services.
ℹ️ A large number of families call on a family office to prepare for the transfer of their family business: at these crucial moments, the family office analyzes your expectations, models different legal and tax strategies, and ensures that every decision remains aligned with your vision and values.
This positioning is unique: whereas a private bank will offer you the opportunity to invest in its in-house products, a family office takes your challenges as its starting point and builds a long-term, totally personalized relationship with you.
You're rightly wondering what a family office in France can do for you. First of all, it's a guarantee of peace of mind. Delegating the structuring of your assets to an expert allows you to concentrate on your projects, without worrying about the long-term future of your assets.
The family office acts as orchestra conductor and will :
Are you thinking of investing in private equity, setting up a foundation, expanding internationally or helping your children manage their inheritance? A family office in France will work with you to devise the best strategies, while anticipating tomorrow's challenges.
ℹ️ It's not unusual for a family from Lyon who has sold its business to want to reinvest in start-ups and real estate projects. With the help of a family office, they were able to set up a suitable holding company, provide support for their children and reduce their tax burden thanks to sophisticated legal engineering.
Perhaps you're still hesitating to take the plunge? It's important to understand that a family office in France does much more than oversee financial investments: it provides comprehensive support for all aspects of your wealth management.
Here are the main tasks encountered on a daily basis:
Legal and tax structuring of assets (holding companies, non-trading companies, etc.)
- Inheritance structuring and estate planning
- Management of financial portfolios and private investments
- Optimizedasset allocation to diversify your investments
- Support for complex real estate assets (acquisitions, rental management, strategic sales)
- Advice on philanthropy and family governance (creation of foundations, family pacts, charter of values)
- Coordination of family partners and accurate reporting on overall performance
ℹ️ Recently, an international family based in Paris called on a family office to organize their cross-border tax affairs, acquire a villa on the Côte d'Azur and structure an endowment fund to benefit local associations. This coordination enabled the project to be carried out rapidly, in compliance with French standards, while avoiding any legal difficulties.
At every stage in the life of a family, a family office can provide support, offer the right tools and become the sole point of contact for managing family assets and interests.
You're probably wondering whether your profile is suitable for a family office. The answer depends not only on the size of your assets, but also on the complexity of your family situation.
In general, the use of a family office in France is recommended from :
- 20 to 30 million euros in assets for a single family office
- 5 million in assets for access to certain multi-family offices, thanks to shared costs and resources
Using a family office isn't just a question of money. It's also about :
- The desire to professionalize and anticipate the trans-generational management of your assets
- The desire to avoid transmission-related conflicts
- The need for support with complex or international investments
- The search for specializedexpertise to grow your capital over the long term
ℹ️ Imagine a group of siblings each inheriting a share of the family capital: a family office will steer the overall investment strategy, while implementing mediation or governance processes designed to avoid conflicts and preserve family harmony.
The primary strength of a family office in France is its independence: its role is to act in your exclusive interest, without imposing in-house financial products. As a result, all the solutions we propose are designed to ensure your peace of mind in the medium and long term.
You also benefit from a multi-disciplinary team capable of taking charge of the overall analysis of your situation, integrating all legal, tax, financial, real estate and sometimes even psychological dimensions. This holistic vision is invaluable, especially when your assets become international or your family grows.
However, it is essential to :
Another fundamental issue for wealthy families is dynamic cash management: knowing how to anticipate immediate needs, finance an acquisition or deal with a temporary liquidity requirement, without hampering the long-term profitability of the portfolio.
With this in mind, Karmen has launched the Karmen Loansolution: flexible loans from 30,000 to 5,000,000 euros, over 1 to 24 months. Karmen Loan makes it possible to calmly manage each exceptional operation - whether financing an asset, managing a peak in working capital, or seizing a rare growth opportunity.
With Karmen Loan, you benefit from a rapid, transparent response, without transferring claims or interfering in the family relationship. The framework remains respectful of the governance, rhythm and values specific to each patrimonial company or family holding.
The world of family offices in France is changing. The digitization of tools, the integration of ESG criteria and the need to prepare the handover to a generation with new expectations are forcing these structures to evolve.
You expect greater personalization, transparency, innovative support and, above all, ongoing monitoring. Family offices are recruiting:
The family office in France is the most comprehensive and human solution for preserving your wealth and ensuring the serenity of your family's future. It becomes the trusted partner who provides expertise, independence and strategic vision. Whether you're an entrepreneur, investor or heir, anticipating today means building peace and solidity for your family tomorrow.
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